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You Move in The Direction of Your Most Dominant Thought

Welcome to WFP Lending!

Since 1998 we have been helping consumers reach their financial goals by helping them increase their retirement nest egg or by reducing their interest rates for more cash flow. We listen carefully to your financial goals and provide you with several options. We represent the top lenders in the nation so you will always get the lowest rates. Reverse Mortgage Win & WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price! Rising interest rates have made it difficult, but WFP Lending can show you instantly your cash flow savings, lower rate, cash out for home improvements or pay off high-interest credit card debt.

Times are changing for residents of California thanks to new federal regulations making mortgage equity the ideal place to cash out and take advantage of the recent run-up in values. You can now cash out and pay off high interest on personal and credit card debt and convert them into a good tax deduction and at the same time enjoy a low monthly payment. Remember you cannot deduct personal debt and credit card debt. However, according to the IRS tax code’s new limit on deductible mortgage interest for 2018, the deduction is limited to the interest on only $750,000 for primary and second home mortgages. (please ask your tax advisors if this change affects you or see the IRS ruling)
Whether you have great credit or challenged 640 to 740 FICO scores, we’ve got you covered!

With a Reverse Mortgage at WFP Lending, you can say goodbye to mortgage payments, increase your income, and delay Social Security for higher benefits. Cash out for any purpose. Call Bill for a free consultation.

What is your why?

Owning a home can offer stability, financial growth potential, personalization freedom, valuable tax benefits and serve as a valuable asset for future generations.

If you have any questions you can always contact one of our team members directly.

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Our amazing team

The most important asset to our company, is our people. Our team was built with you as our focus.

William Ponce

William Ponce

NMLS#: 247890

Tell us your story

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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